Embedded Health Plans for your Banking Business.

Partner with us

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One integration. Infinite scale.

We manage the healthcare and insurance complexities. Your team stays focused on customers and core growth.

  1. Design your proposition

    Build a protection plan tailored to your audience, product and business goals.

  2. Integrate seamlessly

    Connect our APIs into your existing user journey — loans, cards, apps or checkout.

  3. Launch & operate

    Get full visibility into enrolments, usage and claims via your centralised partner dashboard.

  4. Scale effortlessly

    Start with a single product or segment, then expand across branches, partners and regions.

Infrastructure built for enterprise scale.

Built to power healthcare access, fulfilment and protection across India — reliably, securely and at scale.

A doctor in conversation with a patient across a consulting-room desk, in daylight.

Doctors in network
An aiqa delivery rider handing a medicine parcel to a member at her front door.

PIN codes serviced for medicine delivery
A nurse at the bedside of a patient in a hospital ward, the two of them talking.

Hospital days supported
A family of three outdoors at sunset, a city skyline behind them.

Cover enabled

Curated plans

Banks

More healthcare value with every banking relationship.

Give customers easy access to health and protection benefits directly through the financial products they already use — from savings accounts and credit cards to loans.

  • 24/7 doctor consultations
  • Health and wellness support
  • Comprehensive health checks
  • Discounted medicines and services

NBFCs, MFIs & Fintechs

Healthcare support when borrowers need it most.

Give your customers affordable health protection alongside your financial products, helping them manage unexpected medical expenses without risking their financial stability.

  • Doctor consultations for everyday care
  • Emergency hospital cash support
  • Credit-life and EMI protection
  • Discounted medicines and diagnostics

Insurance

More value beyond the core insurance cover.

Give policyholders convenient access to everyday healthcare and wellness services that keep them engaged and supported long before they ever need to file a claim.

  • Instant access to teleconsultations
  • Preventive health and wellness tracking
  • Diagnostic and lab test packages
  • Value-added pharmacy discounts

Travel

Healthcare support, wherever your customers go.

Give travelers ultimate peace of mind with integrated health benefits designed to support them throughout their journey and handle unexpected medical situations.

  • On-demand doctor consultations
  • Medical support while travelling
  • Integrated travel protection
  • Coverage for unexpected health expenses

E-commerce & Digital Platforms

Healthcare built natively into the digital experience.

Give customers simple, affordable health protection directly through the checkout flows and digital platforms they already trust.

  • Easy access to doctor consultations
  • Affordable, modular health subscriptions
  • Discounted medicines and diagnostics
  • Preventive wellness programs

Gig & Frontline Workforce

Healthcare that works for everyday earners.

Give drivers, delivery partners and frontline workers affordable health protection designed specifically around their daily risks, income and everyday needs.

  • Doctor consultations for routine care
  • Hospital cash and Daily GMC plans
  • Personal accident protection
  • Discounted medicines and diagnostics

The aiqa partner advantage.

  • A laptop on a desk showing the aiqa partner console open on its API integration page, with an enrolment request in cURL and tabs for Python, Node.js and Java.

    Zero-friction integration

    Plug into your existing platform with minimal engineering effort and lean API documentation.

  • A member at home using the aiqa app on her phone, with doctor consultations, medicines, lab tests and health programmes within reach.

    Enhanced customer retention

    Increase loyalty by offering high-value healthcare benefits your users actively use and need.

  • A partner reviewing an aiqa dashboard that charts growth in recurring revenue, customer lifetime value and customer relationships.

    Net-new revenue streams

    Monetize your audience by adding a profitable, recurring vertical to every customer relationship.

Purpose-built for every stakeholder.

One integration. We handle the complexity. Your customers, ops team and developers each get a native experience tailored to their needs.

Put healthcare in your customer's pocket.

The subscription your users actually open — 24/7 doctor access, digital records and seamless claim tracking.

  • 24/7 doctor access in 16+ languages
  • Easy appointment booking & digital health records
  • Seamless subscription management & support
  • Track claim status anytime, anywhere
Three phones showing the aiqa customer app: a welcome screen, a home screen with the member's plan and services, and a doctor's profile ready to book with the employer's share of the fee already applied.

Everything about your book, in one screen.

Real-time tracking for enrolments, claims and revenue share — without chasing anyone for a report.

  • Real-time enrolment, claims and renewal tracking
  • Partner-level reporting and reconciliation
  • Manage products, pricing and eligibility rules
  • Dedicated support and compliance-pack access
The aiqa partner dashboard on a laptop: enrolments, claims, renewals and revenue share across the top, an enrolments and claims chart, and recent enrolments beside a claims overview.

Plug aiqa into what you've already built.

Robust REST APIs, webhook automation for real-time updates, and a sandbox environment to get developers testing immediately.

  • REST APIs for enrolment, subscription issuance and claims
  • Webhooks for real-time status updates
  • Sandbox environment and full documentation
  • One integration, multiple insurers underneath
The aiqa developer console on a laptop: an enrolment request with its response beneath, a sandbox and live environment switch, webhooks and SDKs, and the connected insurers below.

The complete embedded health stack.

The only unified infrastructure in India combining consumer healthcare delivery with InsureOS. We give enterprises a single API to issue plans, manage claims and maintain full IRDAI compliance — under one relationship.

  • Healthcare network
  • Insurance ecosystem
  • Technology
  • Distribution
  • Servicing
  • Claims
  • Regulatory capability
  • Scale

What partnering with us actually looks like.

We are thrilled to partner with aiqa in their mission to grow healthcare delivery in rural India. Their commitment to serve customers in the most crucial hours has been a game changer for us. Together, we aim to make a lasting impact across lives to contribute to the socio-economic progress in rural areas.
Rohit SahaniFounder, Swastik Finance
The association with aiqa has been very fulfilling. We have grown together since our partnership, and I take pride in working with an NPS 100 company.
Ganesh ModakManaging Director, Gramin Shakti
aiqa's affordable and easy to use health services have benefitted our customers massively. Their commitment to excellence and customer satisfaction is unparalleled. Sugmya Finance has greatly benefited from partnership with aiqahealth. I recommend them to anyone in need of quality healthcare solutions.
Vikas SinghCEO, Sugmya Finance Pvt Ltd

Before you talk to us.

  • Any business with a customer to serve — banks, digital platforms, NBFCs, fintechs, and gig-economy apps. Financial institutions additionally get the full insurance-infrastructure layer of the platform.

  • A tech one. aiqa is an API integration you embed into a credit card, account or loan as a value-added service.

  • It gives your borrower a resource to fall back on instead of stopping their EMI when a medical cost hits. It removes one of the most common triggers for default.

  • A pilot can start within weeks on a single integration or a file-based handoff. aiqa handles the day-to-day operations on our side.

  • Our regulated insurer partners underwrite the cover. Insurance is distributed by Hospido Private Limited, IRDAI Registration Code CA0829.

Let's build something meaningful together.

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